Homeowners Program


October 31, 2022

ISO homeowners endorsement HO 04 66 03 22 Coverage C Increased Special Limits of Liability. This form is used to increase the special limits for certain types of property such as jewelry, money, securities, watercraft, etc. It is to be used with forms HO 00 05, HO 00 04 with endorsement HO 05 24, and HO 00 06 with endorsement HO 17 31.

October 25, 2022

New regulation from the Colorado Insurance Department regarding ordinance or law coverage and settlement of claims.

October 24, 2022

New Jersey has long been known for its strict gun laws, and a new bill before the state legislature would introduce an additional insurance requirement for individuals wishing to carry a firearm in public.

October 18, 2022

A new regulation in California requires insurers to develop pricing that includes discounts for certain wildfire mitigation efforts.

October 17, 2022

An insured tries to blame graffiti and a fire on someone else.

October 03, 2022

This chart provides the valued policy statutes by state.

October 03, 2022

This article explains the purpose of Valued Policy Laws.

September 29, 2022

Summary of the emergency bulletin issued in South Carolina regarding emergency adjusters.

September 29, 2022

A summary of the emergency order and the catastrophe reporting requirements issued by the Florida Office of Insurance Regulation and Commissioner Altmaier.

September 29, 2022

A selection of flood related questions and answers.