Homeowners Program


This is the thirdd in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.

March 27, 2023

We are starting to see an influx of claims where the loss report states the plumbing backed up into the sinks, showers, and/or toilets. Some of these claims…

March 23, 2023

The Texas Insurance Department approved rate increases by the FAIR plan for homeowners, condominium, dwelling, and tenant policies. Rates will take effect August 1, 2023.

This is the second in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the insuring agreement, sensor, and premium sections of the policy.

March 13, 2023

This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.

March 13, 2023
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A copy of the FloodFlash Parametric Insurance policy form.

March 13, 2023

When the replacement windows don't match the undamaged windows, does the pair and set clause apply?

March 02, 2023

A summary of the Florida insurance department memorandum advising insurers of new regulations.

February 27, 2023

When property is kept in a storage unit, what coverages apply?