Homeowners Program


May 26, 2023

The Arizona Department of Insurance and Financial Institutions has announced a new law regarding dogs and homeowners policies that goes into effect June 30, 2023.

May 22, 2023

When an association policy is nonrenewed and the new policy is substantially more so that unit owners are assessed for the increase in premium, can they file a claim under their loss assessment coverage for the increase?

May 12, 2023

In light of increased wildfire risks, increased housing values and construction costs, the Oregon FAIR Plan Association board of directors approved an…

May 08, 2023
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This is a copy of the ISO HO 00 05 03 22 Homeowners 5 - Comprehensive Form which provides open perils coverage for both the dwelling and personal property of the insured.

April 30, 2023

This article reviews a number of issues surrounding deductibles and how they should be applied.

April 28, 2023

The Colorado Insurance Department has issued a bulletin regarding ALE and other settlement payments related to damage from various wildfires.

April 21, 2023

An ambitious fraudster crashes cars and floods houses in attempts to get claim payments.

April 10, 2023

A woman lied to insurers both on her application and then in reporting claims.

This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.

This article provides an overview of parametric insurance.