Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews the terms and how they can be defined.

The Florida Office of Insurance Regulation has issued an emergency order and an information memorandum regarding new rules regarding claims-handling manuals for residential property insurers.

The Florida Office of Insurance Regulation recently issued a bulletin reminding insurers of parameters for requesting policies for assumption from Citizens, the insurer of last resort.

A man files a claim for watches that has already claimed were stolen once before.

When the SWAT team arrives and discharges tear gas, does the discharge of the gas fit the definition of the smoke peril?

When a student is out of the country for school, does liability coverage still extend?

This article explains how 100 year floods actually work.

When the seepage isn't behind a wall but is behind a moveable object, does the exception apply?

Allstate Insurance has filed suit against an insured in order to be relased from liability for claim for a serious and fatal dog attack. This commentary looks at standard policy language and explains the relevant issues, exclusions and coverages.

This ISO endorsement excludes coverage for motorized bicycles and scooters from the homeowners policy.