Homeowners Program


November 06, 2023

When the power didn't actually go out and damage electronics and food.

November 06, 2023

The OIR has approved endorsement forms from at least eight property insurers.

October 31, 2023

The ISO HO 32 20 Specified Additional Amount of Insurance for Coverage A - Dwelling - North Carolina allows an insured to increase the Coverage A amount by a scheduled percentage.

October 24, 2023

It is one of a few states that have a specific matching statute.

October 23, 2023

The homeowners policy excludes most motor vehicles with a few minor exceptions. There are endorsements for certain small, motorized vehicles that allow insurers to either provide coverage for or exclude coverage for vehicles such as motorized bicycles and mopeds.

October 19, 2023

The addition is the 30th in the list of unfair methods of competition and unfair or deceptive acts.

October 16, 2023

This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.

October 12, 2023

The ISO HO 24 73 02 17 Farmers Personal Liability Form can be used with homeowners forms when the insured has a farm away from the residence premises and farming is not the insured's primary occupation.