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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When Fair Rental Value coverage is claimed, the property must be held for rental. What criteria is needed for a property to be considered held for rental?
When the drying process of an oriental rug leads to damage, is there coverage?
When a broken pipe discharges enough water to run the well dry, is there coverage for digging a new well?
When tenants smoke drugs in rented property, is it considered a production process?
Whether a property is vacant or simply unoccupied makes a difference when coverage is involved.
When a broken pipe runs the well dry, is there coverage for digging a new well?
When an injury occurs at the scene of a roadside repair, what policy provides coverage?
When an insured is assessed for damages to the condo property, what date should be used?
The difference between business personal property and personal property of others is addressed.
When an insured has a policy on both the old and new residence, which policy would provide coverage if property was damaged during the move?