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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When an insured and tenants help fight the fire, is there coverage for their efforts?
ALE and mileage reimbursement.
When a mistake results in damage, is there coverage for mechanical breakdown?
When an insured wants to cancel a policy, can the agent complete the Acord cancellation form for the insured?
A father backs into the daughter's vehicle causing damage. The daughter's vehicle is insured separately. Which policy prevails, and why?
When a cannabis manufacturer sustains a loss in a rented building, can extra expense be used for cleaning the property?
When the insured's away and the water leaks, is there coverage?
When a window cleaner scratches the glass he is working on, is there coverage?
When a water leak causes the house to shift, exactly what is covered under the land stabilization endorsement?
A collection of favorite personal lines questions selected by the editors for 2023.