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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
A collection of favorite commercial lines questions selected by the editors for 2023.
Damage to mismatched tiles and when can an appraisal be filed.
When a roof is damaged and during repair it is discovered that the decking is worn, should the decking be covered as part of the loss?
When working with a Builders Risk form, are fences covered?
When an insurer rejects an insured's proof of loss, what happens next?
Power outage, spoilage, and related endorsements.
In this Q&A of the week, an insured runs over a nail with her vehicle and wants to know if it would be a collision loss or excluded under road damage to tires.
When you sell a vehicle to a person using a stolen credit card and the transaction is reversed, does False Pretense Coverage apply?
Damage to the sunroof by a falling object raises a question of coverage.
When and insured uses a generator after a power outage, is that a business income expense?