Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


September 16, 2024

Can a skid steer be considered business personal property when it's damaged by fire on the insured's property?

September 09, 2024

When wind blows roofing up allowing water to enter the dwelling, damage may or may not be covered.

September 01, 2024

Providing proper coverage for a boom crane.

August 26, 2024

When an insured's appraisal needs correction but the insurer is reluctant to accept corrections.

August 19, 2024

A used car dealer finds himself without funds after accepting a check written on a closed account.

August 12, 2024

How does the timing of multiple ACV payments affect the payment of withheld depreciation?

July 29, 2024

An insured asks for Fair Rental Value and not Additional Living Expenses coverage after suffering a loss.

July 22, 2024

When a restaurant suffers a fire, are the tips paid to the staff while the company is closed considered to be additional expense?

July 15, 2024

In this homeowners question the editors take a look at what exactly defines a hand tool.