Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Valuation when a vehicle increased in value.
Questions if the duty to inventory loss condition applies to any property other than personal property.
Questions the amount of deductible that applies to each part of a storm claim for damages when multiple deductibles are on the policy.
Questions coverage for damages that occurred during break-in when the theft exclusion is on the policy.
Are losses from a counterfeit cashiers check covered under the False Pretenses endorsement?
Question of tenant's interest to claim payment for improvements and betterments calculated in landlord's fire loss settlement.
Discusses endorsement that increases coverage A and how that affects the debris removal coverage.
What happens when a new basketball hoop leads to roof damage?
Question regarding whether the vacancy exclusions apply to a building under renovation damaged during the period of construction.
Question regarding application of deductible on loss that has wind and lightning damage when multiple deductibles are on the policy for wind or hail and all other causes of loss.