Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


September 09, 2019

Valuation when a vehicle increased in value.

September 02, 2019

Questions if the duty to inventory loss condition applies to any property other than personal property.

August 26, 2019

Questions the amount of deductible that applies to each part of a storm claim for damages when multiple deductibles are on the policy.

August 19, 2019

Questions coverage for damages that occurred during break-in when the theft exclusion is on the policy.

August 12, 2019

Are losses from a counterfeit cashiers check covered under the False Pretenses endorsement?

August 05, 2019

Question of tenant's interest to claim payment for improvements and betterments calculated in landlord's fire loss settlement.

July 29, 2019

Discusses endorsement that increases coverage A and how that affects the debris removal coverage.

July 22, 2019

What happens when a new basketball hoop leads to roof damage?

July 15, 2019

Question regarding whether the vacancy exclusions apply to a building under renovation damaged during the period of construction.

July 08, 2019

Question regarding application of deductible on loss that has wind and lightning damage when multiple deductibles are on the policy for wind or hail and all other causes of loss.