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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses cans of paint and other items to be used on the house that have not yet been opened.
Discusses the waiting period that applies to utility services - time element coverage under endorsement CP 15 45.
Discusses whether a combine is considered a vehicle.
Discusses physical damage coverage for a snowplow blade attached to a pickup truck.
Discusses coverage when strong winds push ice off the water and onto land, damaging property.
Can the limit for fences under the BOP form be increased and if so, how?
Discusses coverage for separate buildings that are one residence.
Discusses payment of debris removal before loss is settled.
Difference between surface water and water backup from sewers and drains is questioned.
Discussion of care, custody or control exclusion when only part of property is in care, custody or control.