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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses status of chain link fence as a building or a structure.
Subscriber questions if there would be coverage under a specific CGL policy for liability resulting from coronavirus (COVID-19).
Questions if there is property coverage for extensive cleanup required due to coronavirus concerns.
Discusses business income coverage for quarantines.
Discusses what qualifies a helper as a domestic employee.
Discusses business income loss when some of the months of the period of restoration had loss but others did not.
Discusses the effects of humidity over time and how it affects coverage under the policy.
Discusses property damage liability when insured operations damaged the dividing wall of an adjacent space.
This discusses the earthquake occurrence and coverage application for earthquake and business income coverages when an earthquake continues beyond 168 hours, and when an insured is mandated not to continue use of hydraulic lifters to prevent further property damage.
Discusses clean up of frogs from a crawl space.