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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses what exactly constitutes hardscape property.
When two auto policies are involved in a loss, which one is primary?
Discusses coverage when a boat strikes a rock.
Discusses coverage when an insured leaves a window open and the extent of coverage.
What should be used as the date of loss when the damage doesn't manifest itself until later?
Discusses whether a landlord should be additional insured or additional interest.
Discusses the faulty workmanship exclusion and an exception.
Discusses a loss on an HO 00 01 form.
Discusses loss of well water due to dam flooding lake.
A perfect storm converged on this insured who was in the process of building renovations when COVID-19 hit, and while shutdown a theft occurred. Was his building vacant?