Questions & Answers

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As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


June 02, 2020

Discusses a dog bite on the dog sitter's property.

May 26, 2020

Is an insured's loss of water from a leak a covered loss?

May 25, 2020

Accumulated questions from subscribers related to COVID-19 and coronavirus.

May 25, 2020

Insured blames deer for preexisting damage to vehicle.

May 18, 2020

This question reveals the importance of properly classifying a risk based on its entire operations.

Insured has a policy covering viruses for specified causes of loss and questions if the civil authority coverage will also apply.

May 04, 2020

Questions whether an electrical contractor's installation of heat tape on a roof is a CGL or construction defect claim.

April 20, 2020

Discusses clean-up of a dwelling when COVID-19 has been brought into the residence.

April 13, 2020

This questions discusses ALE issues when stay at home orders are in place and people risk being exposed to coronavirus.

April 06, 2020

Discusses motor vehicles and e-bikes.