Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


November 18, 2019

Discusses timing of loss assessment claim and policy period and date of loss.

November 11, 2019

When a patient's chemotherapy waste affects the septic tank, is there coverage?

November 06, 2019

Questions if damage from deer is excluded due to the insects, birds, rodents or other animals exclusion.

October 28, 2019

Discusses whether the property deductible applies to vandalism of building glass breakage if there is no separate glass deductible shown in the Declarations.

October 21, 2019

Questions if business income and extra expense coverage is available following insured's computer crash.

October 14, 2019

Discusses a business income loss when insured does not resume operations.

October 07, 2019

Discusses mortgagee's requirement to notify carrier when homeowner moves out.

September 30, 2019

Discusses employee theft when employees work for a separate agency.

September 23, 2019

Discusses liability insurance coverage for unscheduled sign locations when Additional Insured - State or Governmental Agency - Permits or Authorizations Relating to Premises endorsement is also applicable to those locations.

September 16, 2019

Discusses whether blinds and curtains are part of the dwelling or personal property.