Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


July 01, 2019

Is 0% interest owed under the personal auto policy as legitimate damages?

June 24, 2019

A question of fraudulent use of credit card and the exclusion for voluntary parting.

Question regarding whether coverage is provided for insured's mobile equipment damaged by contaminated fuel.

Question regarding whether there is coverage for business interruption following Hurricane Maria, or if the exclusion for extended business income due to economic loss applies.

June 03, 2019

June 3, 2019Collision v. Comprehensive on a standard personal auto policy: A pickup with a small attached utility trailer was backing up. While backing…

May 28, 2019

Discusses clean up of attic when raccoon made a nest and a mess.

May 20, 2019

Discusses septic tanks acting as sewers.

May 13, 2019

Addresses whether semi-trailers can be considered to be farm tractors.

May 06, 2019

Discusses theft and ensuing damage on dwelling fire policy.

April 29, 2019

Windows broken from the inside with no identifiable cause.