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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses engine damage caused by bugs.
Discusses flood loss and declaration of flood.
Discusses how business income is determined when the insured could have profited from a change in the availability of other businesses.
This question clarifies water that falls into window wells versus water that falls on the ground.
Discusses repairs to pipe that caused water damage to rest of building.
Discusses the difference between ice and snow, and the meaning of collapse.
Discusses language surrounding Opioid use and coverage.
Question regarding how to cover only the liability for the rented office of a flight school owned by the insured and located at the airport.
Presented here is a question concerning vacancy, frozen pipes, and date of issue.
This discusses coverage when an insured's tree sends suckers into the neighbor's yard.