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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Ocean Marine—In Rem Action Discussion Q Our new client is interested in buying proper insurance coverage for his business exposures. We have…
Owners and Contractors Protective—Coverage for Adjacent Land? Q My client is having a building constructed on property that he owns. A fence…
Consequential Injury Under a Truckers Coverage Form Q An employee of the insured operates the insured's tractor-trailer while performing duties related…
Med Pay under the Garage Coverage Form Our insured is an auto dealer. They were using a dealership owned vehicle to haul a nonowned trailer with a float…
Workers Compensation, Uninsured Motorist Coverage, and Subrogation Rights A former employee was allegedly injured in an auto accident a few years ago.…
PD Coverage under BAP For Insured on Out of Country Business Trip? We insure a business auto policy, and an insured rents a vehicle in his own name…
Seller's Liabilities Assumed by Purchaser? Q Our insured is going to purchase another manufacturing company soon and is concerned about possible future…
Fraud Coverage not Applicable to Transformation of Information Q A client's employee was tricked into disclosing their bank account information. The…
Discusses the limits of insurance applicable to additional coverages under the businessowners special property form.
States that the cost of getting to a plumbing leak that must be repaired is covered by property insurance.