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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Med Pay under the Garage Coverage Form Our insured is an auto dealer. They were using a dealership owned vehicle to haul a nonowned trailer with a float…
Workers Compensation, Uninsured Motorist Coverage, and Subrogation Rights A former employee was allegedly injured in an auto accident a few years ago.…
PD Coverage under BAP For Insured on Out of Country Business Trip? We insure a business auto policy, and an insured rents a vehicle in his own name…
Peculiar Risk Doctrine Q One of the coverages that I have recently decided to provide for my clients in California is workers compensation. Reading…
Seller's Liabilities Assumed by Purchaser? Q Our insured is going to purchase another manufacturing company soon and is concerned about possible future…
Fraud Coverage not Applicable to Transformation of Information Q A client's employee was tricked into disclosing their bank account information. The…
Discusses the limits of insurance applicable to additional coverages under the businessowners special property form.
States that the cost of getting to a plumbing leak that must be repaired is covered by property insurance.
Discusses anticipated rental income and determination of rental value.
Workers Compensation — Voluntary Compensation Endorsement Do workers' compensation losses that fall under the voluntary compensation…