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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Jones Act Coverage Neededby Company Owner? Q I insure a boat manufacturer. The owner of the company occasionally—perhaps two or three times…
Employee Dishonesty—Inventory Computation Exclusion Q I am working with an employee dishonesty claim, with form CR 00 10 10 90. The facts are…
Residual Market WorkersCompensation Coverage Question Q A question has come up in our office regarding the residual market limited other states insurance…
Flood—Protecting Undamaged Property during Repairs Q Our client owns a strip mall which was damaged by a flood. He was insured through the National…
Collision Damage due to Cargo Shift? Q I'm handling a claim in which cargo was being transported by a tractor-trailer. The cargo in the trailer shifted…
Professional Liability—Fraudulent Acts— Actual versus Constructive Fraud Q One of the exclusions under the lawyers professional liability…
Peculiar Risk Doctrine Q One of the coverages that I have recently decided to provide for my clients in California is workers compensation. Reading…
Boat Dealer's Coverage under Marina Operators Form Q Our insured operates a boat dealership and marina. Coverage is under a Marina Operators form…
Garage Policy—"Any Auto"Includes Semitrailer Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…
Business Auto Coverage for Unscheduled Trailer This question pertains to liability coverage afforded by the business auto policy. The insured was driving…