Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


July 07, 2008

Discusses whether overtime production costs should be covered as extra expense.

July 07, 2008

Can tarps be considered part of the roof?

Transit Policy Covers Goods Sold but Not Delivered? Q Until recently, our insured had been shipping goods to their customer for more than twenty years…

Contractor's Profit Where the Insured Performs Repair Q I insure a company that owns a dry dock that was damaged when a boat tipped onto it. The dry…

Our insured is a retail fish market located on Main St. On 12/31/01 a water main broke which flooded a number of businesses located on the opposite…

Mechanical Breakdown Exclusionand Inland Marine Form Q A company we insure was hired to remove the top of a water tower with a crane. The top was…

July 07, 2008

Fragile Articles Exclusion under BOP Q We request your opinion regarding a claim that has arisen under a businessowners package policy issued with…

What coverage is available to a commercial property held for rent when it suffers damage from a covered cause of loss before a tenant moves in?

July 07, 2008

Our client has a special form, businessowners property policy for a large industrial building. The building is a manufacturing plant that has a typical…

July 07, 2008

Discusses substation and transformer breakdowns and business income coverage.