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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Jones Act Coverage Neededby Company Owner? Q I insure a boat manufacturer. The owner of the company occasionally—perhaps two or three times…
Residual Market WorkersCompensation Coverage Question Q A question has come up in our office regarding the residual market limited other states insurance…
Flood—Protecting Undamaged Property during Repairs Q Our client owns a strip mall which was damaged by a flood. He was insured through the National…
Professional Liability—Fraudulent Acts— Actual versus Constructive Fraud Q One of the exclusions under the lawyers professional liability…
Professional Liability for Physicians Q We have a question about how a physician's professional liability policy would respond in this situation.…
Employee Dishonesty—Inventory Computation Exclusion Q I am working with an employee dishonesty claim, with form CR 00 10 10 90. The facts are…
If an employee is injured on the job by a neutral force, is the injury covered by workers compensation?
Equitable Subrogation and Bad Faith Q As a primary carrier, we are always concerned about possible bad faith claims brought against us by our insureds;…
Glass as a Pollutant? Q My insured has an indoor swimming pool. Two children collided while swimming and broke their face masks. The glass from the…
Collision Damage due to Cargo Shift? Q I'm handling a claim in which cargo was being transported by a tractor-trailer. The cargo in the trailer shifted…