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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Refrigerated van - mobile equipment or auto?
Paint Particles Throughout House March 7, 2011 The insured had a painter performing some interior spray painting on the stair railings. Based on the…
Are club members additional insureds?
Vehicles Used to Service Insured Location February 2, 2011 Please provide your coverage opinion. Our insured resides in Perris, CA and was the victim…
Loss Payment to Partners February 23, 2011 I have a client who is named on the deed but not on the insurance policy. His partner is named on the deed…
Questions set temperature requirement to maintain heat in a home.
Questions coverage under the CGL for property damage caused by unsecured load falling off of a vehicle.
Exploding Glass February 2, 2011 I have a claim with an HO 00 03 (4-91). The claim involves a tempered glass wall in a shower spontaneously exploding.…
Appraisal and the Homeowners Policy February 2, 2011 I have three policyholders that have requested appraisal. The first one was concluded yesterday…
Fine Arts and Oil Paintings<br>February 2, 2011<br>We have a limitation under our policy for "loss to art glass windows and other works of art such as,…