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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Questions if damages made by condo association in making repairs are covered by condo owner's policy.
Discusses intended and unintended vandalism.
When firefighters crush underground lines with the fire truck, is it an auto or cgl claim?
Watchdog on Duty Our insured's home was broken into. The thieves locked the insured's dog in the bedroom while the theft was occurring. The dog damaged…
Computer and Media Coverage under an Inland Marine Form May 3, 2010 I am currently quoting for a client who has a Computers and Media form that reads…
Condominium Association Causes Damage While Making Repairs Hurricane damage occurred to a condominium complex in 2005. Due to claims issues, a settlement…
Work Tools or Personal Property? March 15, 2010 We insure a plumber who was working at a job site for a plumbing contractor when his personal…
Selling Price and Goods in Process Our insureds manufacture sweatshirts for public events such as rock shows and sporting events. They received a contract…
Questions if the exclusion for copyright infringement applies, or if there is coverage under personal and advertising injury for the insured's advertisement.
Questions the replacement cost loss settlement option with an item of like kind and quality.