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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Recall of Products Claim Against Insured Our insured is a distributor of womens designer dresses. The supplier of dresses to our insured claimed that…
Posting on social media and personal and advertising injury coverage.
Automatic Coverage for Newly Acquired Property June 1, 2010 Our insured is a bank and the coverage is under a standard CGL form. During the term…
Question regarding whether the cost of a generator is a covered extra expense under CP 00 30.
Off Premises Coverage for Backhoes and Other Such Vehicles We are concerned about coverage under ISO homeowner forms for "motor vehicles" that could…
Trailer Includes a Pig Cooker? May 5, 2010 Our insured owns a pig cooker. This is essentially a large grill with wheels that has a hitch you attach…
Boat Club Member an Owner or Renter of Boats? April 14, 2010 We have been presented a claim where the claimant was injured on a boat. The boat was part…
Vehicle Titles as Personal Records May 5, 2010 I have a question regarding coverage under a HO3. The insured has 24 titled vehicles for road use. A…
Settling Due to Leaking vs. Natural Causes May 5, 2010 The policyholder submitted a claim for a broken water pipe hidden behind the walls of his home.…
Questions if 22 year old son is insured under Homeowners policy.