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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Directors and Officers Liability Exclusion Prevents Double Recovery July 13, 2010 Under a Habitational Association Directors and Officers Liability…
Loss Conditions Section of Property Policy and Duty of Insured July 13, 2010 We have a commercial loss that happened about six months ago. To date,…
Work You Performed Exclusion not Applicable to Safety Inspection July 12, 2010 Our insured has a garage coverage form. He was hired to inspect a customer's…
Business Personal Property as Defined in BOP July 5, 2010 I have a client that has several mounted trophy animals in his office. They are trophies from…
Tenant's Dog Damages Property June 28, 2010 We insure a dwelling under an HO 00 03 10 00 ISO form with a Limited Fungi, Wet or Dry Rot &…
BOP Coverage and Business Income, Extra Expense, and Debris Removal Claims June 14, 2010 Our insured’s building and stocks of merchandise covered…
Discusses coverage when property owned by utility company, kept on insured's premises, causes a loss.
Flood Policy, Gulf Oil Spill, and Homeowners Coverage June 7, 2010 We're receiving several calls on this incident from worried residents in Louisiana…
GKLL Coverage Compared to CGL Coverage Our insured is considering moving from one carrier to a new carrier. The insured is a radiator repair and windshield…
Pollution Exclusion and Products Liability Claim We insure a manufacturer that makes a product used in the maritime industry on boats and barges. If…