Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


April 08, 2010

Questions if data that had to be replaced due to police confiscation of insured's hard drive is subject to the exclusion for governmental action.

April 08, 2010

Questions if the insurer must pay the tax in a loss settlement if the insured is tax-exempt?

April 08, 2010

Dispute between insurer and insurer over whether property was mitigated from further loss following roof damage.

April 08, 2010

A question of building vacancy when theft loss occurred.

April 08, 2010

Questions collapse coverage under the Mortgageholders Errors and Omissions Coverage Form CP 00 70.

April 08, 2010

Questions coverage as it applies to smoke damage to carpet.

April 05, 2010

Skunked dog rolls on personal and real property; what is covered?

March 29, 2010

Questions if uninsured motorists coverage applies in an assault claim under personal auto program.

March 22, 2010

Question of whether ALE coverage applies while insured is displaced from home under construction.

March 22, 2010

Questions the meaning of the "acts or decisions" exclusion in property and related forms.