Dog Bite Injuries Not Covered by UM Policy in Mississippi Case In Spencer v. State Farm Mut. Ins. Co., No. 2003-CA-02598-SCT, 2005 WL 107149…

UIM Coverage and Liability Limits The insured, who was injured in an auto accident while driving his employer's vehicle, brought an action against…

Pets as Personal Property August 1, 2011 We recently had a complaint filed regarding injury to a cat. The neighbor's dog came onto the residence of…

Uninsured Motorists Coverage, Notice, and Resident Relative This case deals with the issue of uninsured motorists (UM) coverage, notice to the insurer,…

Wrong Delivery of Liquid Products Endorsement July 25, 2011 Endorsement CA 23 05 12/93, Wrong Delivery of Liquid Products, is an Amendment on Commercial…

August 2011 Intro Page Dec Page The article of the month deals with the phrase "expected or intended". Commercial liability forms and…

August 2011 Dec Page Article of the Month Commercial liability forms and personal liability forms have long contained a provision excluding from…

Meaning of Occurrence Discussed by U.S. District Court in Missouri This matter came before the United States District Court of the Eastern Division…

Liability Coverage for Security Company July 18, 2011 I have an Armed Guard Security agreement and am attempting to update the insurance requirements.…

Coverage Territory Limitation Excludes Coverage of Negligent Hiring Claims CACI International appealed a district court's decision that its insurer,…