Core Article Library


Leased Auto Covered as Owned Auto? Our insured has symbol 2, owned autos only, to describe the covered autos on his business auto policy. The question…

Towing Charge for Covered Autos Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto designations. He borrowed a trailer…

Impaired Property Exclusion and Possible Future Losses The insured's plastic buckles were incorporated into swimming suits manufactured by a customer.…

Water Damage Covered due to Insured's Mistake? A customer of an insured car dealership received a recall notice from the manufacturer and took the notice…

Collision Between Two Owned Autos Our insured, who has a commercial auto policy using symbol 7 (specifically described autos), rear ended his wife's…

Coverage Territory Dispute under BAP We would like your opinion about the following issue. We have an insured that purchased a vehicle in California…

Personal Injury Claim under CGL Form Our insured has been named in a complaint alleging that they "personally or through their employees encouraged…

Property Damage Liability Coverage Dispute Our insured is in the tree service and stump grinding business. After completing a stump grinding job, the…

Your Product Exclusion and Defective Floor Panels This claim deals with wood floor panels that our insured sold to the claimant. The claimant bought…

Snowplowing Operations and the CGL Form Does the CGL form provide completed operations coverage for snowplowing claims? I always thought there was coverage…