Performance Bond Guarantees Completion of Work Our client, a municipality, has contracted with a builder to construct a service center. At the time…

Inland Marine Coverage as All Risk Our insured operates a stone quarry and has a stone crusher covered under an inland marine form. The motor that pumps…

Garage Coverage and Theft We have several questions pertaining to theft losses that have occurred in our insured's garage business. In the first scenario,…

Theft of Credit Card Numbers from Merchant Restaurant employee or outsider (cleaning crew perhaps)stole the credit card information from patrons of…

What is Forgery? Q I need some help with a Crime Protection claim involving forgery of applications and premium finance checks. Our client is a premium…

Garagekeepers Legal Liability and Direct Coverage We have a tire and auto repair shop insured with a standard garage policy and garagekeepers coverage.…

A tenant with a BOP is unable to inhabit the premises because a hurricane took off the roof. Additionally, there was an off-premises power outage. The adjuster denies business income coverage.

Water Exclusion Clause—Archived Article September, 1997 In Property Insurance Forms Summary: A standard feature of property insurance forms…

Canadian Insurance July 2002 An Overview   Summary: Although many in the U.S. view Canada as merely an extension of this country, it is not.…

Calling the police to report vandalism constitutes notification.