Core Article Library


Mural Not a Sign My question is in regard to the unendorsed CP 00 10 04 02. Signs are not defined in the form. In your experience, are murals painted…

Colleges or Schools Endorsement Affects General Liability Coverage Our insured is a school and the school has a gym. The school rents the gym to several…

Liquor Liability Exclusion Applies to Gift? If an executive officer buys a bottle of liquor and gives it to a staff member or other employee as a gift,…

Deductible Endorsement Pertains to Damages In the ISO deductible endorsement, CG 03 00 01 96, what is intended to be included within the deductible?…

Completed Operations Claim Due to Installation of Refrigerator Our insured was hired by the claimant to install a mini-refrigerator and freezer unit;…

CGL Coverage for Alleged Theft by Employee We issued a CSP policy to The Housekeepers. It appears an employee took items from two homes, but…

Definitions in CGL Form Affect Coverage Our insured is being sued along with the health insurance provider by a hospital because the health insurance…

July 24, 2008

Care, Custody, or Control Exclusion and Borrowed Vehicle Our insured borrowed a bobcat to remove snow from his parking lot. He ran the bobcat for nine…

Renovation Is Not an Act of Vandalism A building owner discovered that a tenant, who had a lease agreement for two units, renovated the rental space…

July 24, 2008

Golf Carts as Mobile Equipment A client of ours owns large apartment complexes in Florida. The insured owns golf carts which are used primarily…