Core Article Library


Employee’s Auto Rentedby Employer — How to Cover? We have an example of a possible coverage gap under the business auto coverage form.…

Loading and Unloading Q The verb "to accept" figures importantly in both business auto and commercial general liability forms in the context of the…

Covered Auto Designation Symbol Question If a business owner mistakenly deletes a vehicle during the policy year and later in the year has an accident…

Property Damage to Rented Premises The CGL form allows coverage for property damage to premises rented to the named insured for a period of seven or…

Stunting Activity Exclusion Q We insure a non-profit organization that uses miniature vehicles in parades and other promotional activities. Injury…

Products/Completed Operations Excluded by Endorsement? My question is in regard to the exclusion for designated work endorsement, CG 21 34 01 87. The…

Products/Completed Operation Hazard Redefined Q My insured is a community association. The association operates a restaurant in its club house where…

"Your Work" Exclusionunder CGL Form Q A contractor was hired to power wash a house. In doing so, the exterior of the house was damaged. The commercial…

Volunteer Workers and the CGL Form Q We have had many inquiries lately regarding the status of volunteers under the CGL form. We would like to have…

Products Liability and CG 24 07 01 96 Q Does endorsement [IDL:CG 24 07 01 96^CG 24 07 01 96^CG 24 07 01 96] — Products/Completed Operations…