Products and Completed OperationsCoverage in Dispute Q Our insured sanded and refinished a large pine floor. Months later, the floor began to split…

Owners, Lessors or Contractors Coverage—Additional Insured—Ongoing Operations Q I have a question concerning the 10-93 edition of the…

Watercraft Exclusion on the CGL Form Q We have a coverage question concerning exclusion g. on the CGL form. The situation is that our insured is a…

Professional Liability Exposures under the CGL Form Q An insured of ours operates a septic tank cleaning company. In addition, he does dye tests for…

Volunteers and Club Members-- Insured Underthe CGL Forms? Recently, we have had a number of inquiries regarding the "who is an insured" section of…

Separation of Insureds Under a CGL Form Q Under the CGL form, some of the exclusions refer to "any insured". A discussion has arisen in our office…

Personal Injury Coverage Gap Q It has come to our attention that there may be a distinct problem with the definition of "personal injury" under the…

Sexual Molestation Coverage Under CGL Form? Q As a risk manager for a public entity, I always require that individuals or groups that use my employer's…

Pollutant Defined Q The pollution exclusion on the commercial general liability (CGL) coverage form can be very extensive, partly because the definition…

Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…