Commercial Property Program


September 15, 2011

A discussion of the home-based-business endorsement HO 07 01.

Hit-and-Run Driver Responsible for Property Damage Claim August 29, 2011 A hit-and- run driver hit a car, which in turn was pushed into a building.…

August 25, 2011

Discusses application of depreciation in determining actual cash value with regard to commercial property, personal property, and autos.

Questions if the monthly limit of indemnity on the business income coverage form also applies to the utility services - time element endorsement.

Discusses if business income insurance is available to a nonprofit organization.

August 17, 2011

Is there buisness income coverage for an operation not yet open?

August 17, 2011

Discusses cost of accounting fees when insured hires accountant to put together documents at the carrier's request.

August 17, 2011

How does negligent action of contractor impact insured's coverage for business income?

August 17, 2011

Differentiating between when business income or extra expense applies.

Discusses whether business income coverage applies to suspension of operations due to snow accumulations on access roads.