Commercial Property Program


November 25, 2008

Sinkhole Collapse — Demolition Expense Q Our insured is the owner of a large commercial office building insured under commercial property form…

November 25, 2008

Property in Transit — Theft of Entire Bale or Case Q We insure a furnace contractor under form CP 10 30. While off premises at a job site, the…

November 25, 2008

Restaurant Cooking Hood Not Business Personal Property The insured is a restaurant. They rent space to run their business. When they rented the space,…

November 25, 2008

Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…

November 25, 2008

Beating a Result of Riot or Civil Commotion? We have a commercial fire policy on a rental unit with named perils coverage that includes riot or civil…

Sinkhole Collapse — Demolition Expense Q Our insured is the owner of a large commercial office building insured under commercial property form…

Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…

Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…

November 20, 2008

Our client has several buildings located in different parts of the country. One group of buildings had a flood loss last summer that damaged three…

Water Damage Covered due to Insured's Mistake? A customer of an insured car dealership received a recall notice from the manufacturer and took the notice…