Commercial Property Program


Employee Dishonesty Loss Does Not Trigger Coverage for Cost to Restore or Replace Valuable Papers We have a client that suffered an employee dishonesty…

January 09, 2009

Risk Retention Groups January 2009 An Overview Summary: In 1981, Congress gave businesses the right to form risk retention groups…

December 09, 2008

Risk Retention Groups—Archived Article June, 2001 An Overview Summary: In 1981, Congress gave businesses the right to form risk retention…

Loss of Income Coverage and Power Failure Q Our insured's policy provides loss of income coverage with a limit of $25,000 in any one "event" on loss…

November 25, 2008

Are underground sprinklers covered on the commercial property policy?

November 25, 2008

Discusses whether items in a locked vehicle are in the insured's care, custody or control.

November 25, 2008

During replacement of the roof water enters and damages the interior of the building.

November 25, 2008

Items in a Locked, Unattended Vehicle May Be Considered in the Insured's Care, Custody or Control An insured contractor parked his truck at a friend's…

November 25, 2008

Actual Cash Value Affected by Sale of Property? Q Our insured owns a hotel which suffered covered water damage when pipes burst. Many of the rooms…

November 25, 2008

Premises — Meaning of Q The businessowners policy covers business personal property including property in the open within hundred feet of the…