In this column that appeared in the January 2010 issue of Claims Magazine, FC&S Associate Editor Susan Massmann discusses vacancy issues.

Property in Transit Coverage Extension Issue January 9, 2012 Insured had various handtools stolen from his locked vehicle: an angle drill, gas tester,…

Discusses a claim situation where there is a need to determine how many occurrences and thus, how many deductibles, apply.

Determining a backup of water from the roof as a cause of loss.

ATV Included in Property Not Covered Clauses January 10, 2012 Under the Building and Personal Property Coverage form, CP 00 10 04 02, in the property…

Deductible and Number of Occurrences under Property Policy December 12, 2011 Our insured, a commercial bank, has a foreclosure that is a large vacant…

Difference in Conditions Coverage Form, IH 00 80 12 11

Storm Damage Raises Deductible Questions November 21, 2011 A commercial building sustained wind damage to the roof and interiors as a result of a windstorm.…

Condominium Building Damage Coverage Depends on Policy Wording October 31, 2011 The subject property is a commercial condominium. There is a…

SPOILAGE COVERAGE ISO Form CP 04 40 November 2, 2011 Summary: The Spoilage Coverage form, CP 04 40 06 07, can be used to modify the Building…