Commercial Property Program


August 05, 2008

Limited Liability Company Status as the InsuredA new insured is a limited liability company. The insured has the following risk exposures: commercial…

Inventory Valuation after Fire Loss Q Our insured suffered an inventory fire loss. We disagree with the insurer about how to calculate the actual…

Reporting Form Endorsement— No Penalty in Spite of Underreporting Q Our insured suffered a loss under ISO's building and personal property form…

Fixtures and Additions as Building or Contents? Q I am involved in a loss where the landlord supplied movable partitions, which are hard wired into…

August 04, 2008

This loss involves a condominium complex that has a standard ISO commercial property policy. Due to Hurricane Andrew in 1992, the insured's wood…

August 04, 2008

Discusses application of coverage when an other structure is damaged.

August 04, 2008

Discusses addition of slab in calculation of replacement cost of building.

August 04, 2008

When a broken water pipe fills an elevator shaft with water, is there coverage?

Tree causes downed power lines and resulting low voltage, damaging property. Is this covered?

August 04, 2008

When snow slides off the roof and damages spouting on the way down, is there coverage?