Fixtures Include Modular Office System? Q We have a commercial property client with a CP 00 10 04 02 policy who suffered a loss due to Hurricane Hortense.…

Fragile Articles Coverage under Commercial Property Policy Q One of our insureds had a customer's marble slab resting on a bunker. The bunker collapsed,…

Discusses forceable entry and missing property in a facility open 24/7.

Discusses cleanup of oil from underground pipes.

Guiding Principles Not Binding on Insured? The Guiding Principles are not binding on insurers although many have voluntarily agreed to abide by the…

Are carbon monoxide fumes in an apartment pollution?

Actual Cash Value Affected by Sale of Property? Q Our insured owns a hotel which suffered covered water damage when pipes burst. Many of the rooms…

Discusses blanket coverage for two buildings, one of which was condemned and listed with zero value.

I am handling an account in which the property coverage is being written on a blanket basis on commercial property form CP 00 10. This insured…

Replacement Cost Coverage for Leased Equipment? Q We have a question pertaining to the leased property endorsement (CP 14 60 07 88) and the need for…