Coverage & Policy Issues

Going forward, state lawmakers must prioritize forward-looking solutions to forestall future crises before they begin.

The court found that the COVID-19 government shutdown order does not constitute a 'direct physical loss.'

Under the new law, insurers will be protected from excessive jury awards in lawsuits involving property damage or personal injury.

Here's an extreme hypothetical that demonstrates how risk bias can negatively impact policyholders — and a solution.

Inflation and growing accident frequency & severity are expected to continue pushing up costs for policyholders and auto insurers alike.

The company has around $6.5 million in cash on hand, which it reported will be enough to maintain day-to-day operations during the bankruptcy.

Review the potential claims that can arise when the office holiday party goes off-site and off the rails.

Issues slated to be addressed include boosting the availability of critical reinsurance and bolstering the financial stability of the state's insurer of last resort.