Coverage & Policy Issues

Once consumers know the facts about flood coverage, they can make wiser insurance choices.

Whether an insurer has a duty to defend arises in almost every liability insurance claim. A less common question is when the duty ends.

Fraudsters steal an estimated $308.6 billion each year from insurers through their damaging crime sprees.

The trend in recent years has been for catastrophe losses to increase by 5% to 7% annually, the reinsurer reported.

More than 60% of U.S. policyholders said 'I have no idea what my home insurance fully covers.'

Get a rundown on how ratings agencies work and why ratings are a valuable tool for agents and brokers.

Society needs a new approach to protecting against, preparing for and responding to floods and other natural disasters.

Increased natural-disaster severity has many outside of insurance asking whether or not some communities should be uninsurable.