Catastrophe & Restoration

There are significant geographic differences in the frequency and types of catastrophes that occur nationwide.

Previously, policies could only be purchased through an insurance agent or a participating property/casualty carrier.

Among homeowners, 20% wish they had asked about the repairs and upgrades their home would need over the next five years before buying.

Wind damage will likely be responsible for most of the costs, according to a Moody's analysis.

Long Beach faces extensive property damage and costly shoreline repairs. Meanwhile, the Southwestern U.S. saw record rainfall and flash flooding.

Commercial property exposure was substantial.