Coverage & Policy Issues

While home insurance typically excludes damage from floods and mudslides, Californians might be covered if wildfires were an 'efficient proximate cause.'

Educating policyholders about uncommon losses can be a great way for insurance agents and brokers to build trust and value.

The 'once-in-a-generation' storm resulted in marked loss of life along with damaged properties and vehicles.

The new year brings an opportunity to revisit underwriting strategies and adjust them as needed.

Several industry experts reflect on an unusual year in insurance and focus on what lies ahead for the industry.

An assignment of benefits permits a third party to go after the insurer for payment, but homeowners don't always realize what signing an AOB means.

In a new report, AM Best pointed to remaining questions about how law changes will affect reinsurance.

How would insurance respond to events in 'Home Alone,' 'Die Hard' and 'National Lampoon's Christmas Vacation'?