Market Insights

When it comes to property insurance today, bigger can be better. Community agents, with the proper underwriting support, can take on risk analysis and insuring of properties with policy loss limits

Florida's high risk of sustaining major hurricane damage presents a problematic challenge to lawmakers. Unlike most lines of insurance that require a comprehensive reform on an almost predictable

REWARDING your employees is hard. Wanting to reward them is easy. This is particularly true at our insurance agency. All Higginbotham employees own stock in the agency, and their commitment to their investment shows. Thanks to our staff, Higginbotham

INSURANCE OFFICE of America is an agency that has always placed a strong emphasis on growth. Since starting out in 1988 at a single location in Florida, IOA has grown into an organization with 22 offices throughout the Southeast, the Mid-Atlantic and

Carriers recognize a happy agent is a productive one and insist it's easy for an independent agent to do business with them. But is that really true? Agents acknowledge advances on the technology side

The temptation to predict the odds of a legislative issue rising or falling during the first week of the legislative session is both foolish and irresistible. It reminds me of a friend of mine who