Market Insights

Kevin McCarty began his career in public service in 1988 when he joined the Florida Department of Labor & Employment Security, quickly becoming an expert on workers' compensation issues. In 1991, he

Florida has the ninth largest volume of insurance premiums in the world -- larger than Texas, Canada, even China. Given that volume, decisions made in Tallahassee don't just affect policyholders from

Shift buyers away from price and instead measure by performance to see results.

Is there a way for an insurer that is facing punitive damages in a bad-faith suit to invoke due process protections? Are those rights raised and enforced enough?

Employees simply cannot relate to the speed from gloriously good times to the shock of sudden unemployment. This shock quickly turns to resentment, which leads them straight to the Equal Employment Opportunity Commission.

For carriers and producers with a negative view of standards implementation, the answer would be yes. For companies that embrace the fact insurers and agents need better two-way communication, such