Market Insights

Combine a generous amount of alcohol with exotic entertainment, shake it up and what do you get--at least as far as the insurance industry is concerned? The answer is the unique risks served up at bars, nightclubs and some restaurants across the country.

A recent Novarica study found that improvements in claim handling was the second-most frequently cited initiative amongst P&C carriers looking to create competitive advantage.

In a perfect world, lost business income would be a straightforward calculation upon which the insured and the insurer would agree.

While this piece is not intended to be a complete review of all 2009 insurance cases, it will provide a quick summary of some of the important cases decided by courts around the country in 2009.

The Florida Hurricane Catastrophe Fund (Cat Fund) is likely to increase its assessments early next year because it is still paying off claims associated with the eight hurricanes that struck Florida back in 2004 and 2005.

I know I made some lousy choices that damaged my credit, but why does that affect my insurance rates? I just don't think my credit score is any measure of what kind of driver I am.