Market Insights

The message brokers should be conveying to commercial lines clients is that every business needs Environmental Liability. Here's why.

Our biennial Producer Survey, done in partnership with Flasphler Research Group, is a revealing picture of independent agents opinions of U.S. commercial carriers. The survey of 526 independent producers included probing questions about insurer utilization, performance, perceptions of insurers and related topics.

If you know what bumbershoot is, youre ahead of the curve. If not, a little background in the difference between Inland Marine and Ocean Marine coverage might be in order, before examining the state of both markets and whether producers might seek to do more business in them.

Workers Compensation is one of the most important markers to follow for anyone looking to get a sense of where the larger commercial P&C world is heading. And this year, experts are seeing worsening pricing, increasing claims severity and an improving claims frequency, all against a backdrop of regulatory uncertainty...

By and large, insurance buyers will find a more favorable rate environment these days when renewing their General Liability coverage. Even problematic risks likely will not face the double-digit rate hikes they have had to accept in recent years.

The Auto market is looking to enter 2015 on cruise control, which is not necessarily the best news. Pricing remains relatively flat, the chances of negotiating rate cuts are slim, claims severity is increasing on certain fronts, additional competition is entering the market, and the need to underwrite risks carefully...