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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Mobile Equipment Exclusion and Traffic Accident The insured's auger was being transported in the insured's pickup truck. The auger gear box came loose…
Multistate Exposure Exception to Licensing Law April 1, 2014 Insured business is domiciled in Pennsylvania and has recently hired an outside…
Weight of heavy snow caused an in-ground pool cover to pull from its anchors and fall into the pool, causing damage to the liner and loss of water…
Building Owner and Liquor Liability Coverage March 24, 2014 If an insured restaurant serves liquor, the standard ISO General Liability policy CG 00…
Additional or Replacement Auto March 18, 2014 Our insured has a personal auto policy with three vehicles listed. On 11/6/13 she purchased…
We recently had a snow emergency due to blizzard conditions for forty-eight hours where people were advised to stay off the roads except for emergencies…
Visiting Is Not Occupying March 5, 2014 Our insured owns a home and moved to an apartment in 2011. He does go back to his residence on the weekends.…
Business Auto Symbol 1 and Long Term Lease March 4, 2014 I recently wrote an account that has another entity, different named insured with separate…
Rental Reimbursement under UM Physical Damage March 4, 2014 On a commercial auto policy would rental reimbursement be covered under UM physical damage?…
Credit Card Company and False Pretense Coverage March 4, 2014 Insured is a used car dealer risk and has submitted a new report concerning credit card…