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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
ATV as Customer’s Auto May 5, 2014 CA 00 05 03 10 defines "customer's auto" as follows: a land motor vehicle,trailer or semitrailer lawfully within…
Discusses explosion caused by insured using dryer to dry marijuana.
Coverage for Newly Acquired Trailer April 21, 2014 We have an insured who purchased a brand new utility trailer. Forty-five minutes after leaving the…
Other States Insurance A Feature of the Workers Comp Policy Widely Misunderstood April 21, 2014 Summary: In a business environment…
What Constitutes a Wind Event? April 14, 2014 Our policyholder was getting out of their vehicle in a parking lot. The wind takes the door out…
One Deductible or Two? April 7, 2014 A CP 00 10 form was written on three properties for the same insured, all located at different addresses. Each…
Vehicle’s Wiring System Damaged During Windshield Installation April 1, 2014 The insured has a GCL policy subject to policy form…
Equipment Damaged During Shipping April 1, 2014 Insured was contracted to move some computer related items from company’s office in Cincinnati…
Leased Premises Rented to You April 1, 2014 The insured leases about 1/3 of a large metal building that is separated from the rest of the building…
Med Pay Coverage Obligation to Claimant Under the CGL med pay coverage, is there a contractual obligation between the insurer and the claimant to pay…