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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
How to deal with undefined terms in a policy.
When loading goes awry.
Named Insured on Builders Risk Policy Entitled to Total Value of Loss June 30, 2014 If the named insured on an inland marine builders risk policy…
Tenant Relatives are not Insureds June 10, 2014 Our insured has an HO6 policy and owns a second floor condo that he rents out to his in-laws…
Utility Company Power Failure on Premises June 10, 2014 Reviewing a claim in which the electric company had a surge that damaged a power box…
Scheduled Limits and Value of Stolen Ring June 10, 2014 The insured had a ring stolen that was not specifically scheduled. Our policy has a special…
When and Insured’s Art Work Gets Damaged June 23, 2014 I have a question on a homeowner's claim. Some artwork painted by the insured got…
Secondary Loss June 10, 2014 An insured presented a claim 6 months ago for water damage to the living room/dining room floor. It was denied based…
Residence Next to Lake June 10, 2014 The insured premises abuts a lake. The homeowner's insured allowed another, nonresident, to use a personal…
Pressure on Roadway Damages Foundation June 10, 2014 The insured lives on a cul de sac and his dwelling's foundation is showing signs of cracks.…