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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Costs and Fees as Property Damage February 9, 2015 Our insured is a commercial painter. He was contracted to strip old paint off a building and repaint…
Delivery Coverage under the BAP February 9, 2015 Many businesses such as restaurants, delis, and pizza places deliver. Does the non-owned auto coverage…
Creditor of Production Equipment as Mortgagee February 2, 2015 Is there anything definitive that states that a secured creditor of large production…
When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?
Wrongful Eviction and Repossession of Boat January 19, 2015 Our insured is a bank. It had a court order to repossess a boat and the insured hired a…
Property Damage Caused by Rain January 12, 2015 An insured with a Cause of Loss - Special Form, CP 10 30 04 02, sustained damage to the…
Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.
Faulty Construction January 5, 2015 Please explain the faulty construction exclusion and when this can be used to deny a claim. I have…
Cancellation of Debt and Medical Expense Coverage January 5, 2015 Our Insured has a homeowners policy (HO 3 10 00) with Med pay coverage.…
Water from Broken Pipe Moves through Soil before Causing Damage January 5, 2015 The insured has a home insured under an HO 3. The house was damaged…