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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Credit Card Company and False Pretense Coverage March 4, 2014 Insured is a used car dealer risk and has submitted a new report concerning credit card…
Newly acquired trailer and loss before being added to policy.
CDW Considered as Consequential Damages March 4, 2014 Our insured driver is insured under a BAP and had an at fault motor vehicle accident in which…
Grease Is Not A Pollutant February 24, 2014 A grease trap in tenant’s insured restaurant rotted out, causing damage to unrented space…
Pollution Exclusion Applicability February 17, 2014 My insured has a CG 00 01 12 01 policy. The insured was hired to install new circuits for a customer.…
Theft of Tenant’s Property February 10, 2014 We have a homeowner's HO-03 policy. We have a four car garage on our property and rent part of it…
Bond for Embezzlement by Escrow Agent February 10, 2014 Is there a type of bond that would indemnify a lender in the event an escrow agent embezzles…
Discusses theft of property from boat.
Pool Liner and Concrete Block February 4, 2014 Insured has an in ground pool. Water collected on the cover and pulled down on it, causing one of the…
In-laws Are Not Insureds February 4, 2014 Our insured has an HO6 policy and owns a second floor condo that he rents out to his in-laws at a reduced…