Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.

Alert Icon

Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


February 17, 2015

Insurance for a rented condo.

February 09, 2015

Med Pay Dilemma February 9, 2015 We have a NYS personal auto policy for our insured. His child's finger was injured when the door of a rental car was…

Delivery Coverage under the BAP February 9, 2015 Many businesses such as restaurants, delis, and pizza places deliver. Does the non-owned auto coverage…

Costs and Fees as Property Damage February 9, 2015 Our insured is a commercial painter. He was contracted to strip old paint off a building and repaint…

February 09, 2015

Which policy should cover a handyman's injuries?

February 09, 2015

When you hit a deer then get rearended; one deductible or two?

February 09, 2015

Division of benefits between policies.

February 09, 2015

Snow plow blades and coverage on a personal auto policy.

Creditor of Production Equipment as Mortgagee February 2, 2015 Is there anything definitive that states that a secured creditor of large production…

January 26, 2015

When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?