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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Tenant's property damaged by landlord's leaky roof.
GKLL Faulty Work Coverage March 23, 2015 Our insured carries a garagekeepers policy with the following coverages: collision (legal liability) and comprehensive…
Discusses coverage under commercial property and business income coverages for shutdown caused by sagging floor repairs.
CPA Fees as Appraisal Expenses March 2, 2015 The insured owns a commercial business that was damaged by a tornado. The carrier requested substantial…
Air Conditioning Units Not Equipment Used for Making Alterations March 3, 2015 The insured has an existing, insured commercial building. He is turning…
Championship Rings Are Business Personal Property March 3, 2015 Our insured is a chiropractor specializing in sports medicine who is insured on an ISO…
Dropped Cell Phone March 9, 2015 The insured, while driving his vehicle, had his cell phone in his lap. He parked his vehicle, and when he got out of…
March 2, 2015 Our agency has an insured with a banquet hall and art museum where the insured holds special events and sells alcohol to the guests.…
Condominium Endorsement and Coverage for Water Loss February 23, 2015 We have several owned, but rented out condominium units insured…
Exception to wear and tear exclusion provided coverage for water damage from a broken pipe; damage to the pipe was not covered.